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Travel insurance for Cuba online with CubaHeal

Explore our coverage options and get a quote for travel insurance specifically for your trip to Cuba, confidentially and without obligation.
  • Coverage
  • Excluded
  • Additional premium
  • Refunds

Covered Risks and Coverage Limits 
 
Medical Expenses 

Coverage Limit: $25,000.00 USD 
Includes: 

  • Medical-surgical expenses resulting from a sudden illness or accident. 
  • Dental expenses: Covered up to a limit of $21.00 USD for emergency treatments due to infection, pain, or trauma. 
  • Pharmaceutical expenses. 
  • Hospitalization expenses. 
  • Initial urgent care for pre-existing conditions. 
  • Accommodation expenses for an accompanying person when the insured is a child and/or incapacitated. 
  • Medical expenses for a pregnant insured presenting a medical emergency, provided no negligence is involved. 
  • Convalescence expenses, when prescribed by the treating physician, for five or more days of hospitalization, including an accompanying person for children and/or incapacitated individuals (limited to accommodation expenses). 
  • Expenses related to COVID-19 treatment. 

Repatriation and Transportation 

Coverage Limit: $5,000.00 USD 
Includes: 

  • Transportation of the insured to the nearest hospital with necessary facilities. The mode of transport will be decided by the Assistance Company in coordination with the medical team. 
  • In case of death, arrangements and transportation of the body to the place of origin of the trip. 
  • Penalties for changing the return ticket date if hospitalization prevents the insured from returning on the scheduled date. 
  • Transportation of a family member to accompany the insured during hospitalization for more than ten days, provided the hospitalization period is within the coverage duration plus seven additional days (economy class air ticket). 

  

Liability 

Coverage Limit: $10,000.00 USD 
Includes: 

  • pecuniary compensation for bodily or material damage caused involuntarily to third parties, as well as professional fees for the defense of the insured. 

Advance of Bail 

Coverage Limit: $5,000.00 USD 
Includes: 

  • The insurer will provide a loan without additional charges if the insured is required to pay bail for criminal responsibility in an accident. 

Loss of Travel Documents 

Coverage Limit: $1,000.00 USD 
Includes the costs associated with: 

  • Reissuance of passport, visa, and air ticket if they are damaged or lost. 
  • Penalty fees imposed by the airline for lost or mislaid airfare

The insurer is not obligated to pay any indemnity if expenses for coverages 1.1 and 1.2 result from:

  1. Services not requested from the insurer.
  2. Treatments and medical checkups unrelated to the nature of the illness or injury.
  3. Incidents caused by the insured’s or policyholder’s deliberate actions or by those traveling with the insured.
  4. Pre-existing physical-mental disabilities and chronic conditions, except for urgent medical care.
  5. Intentional ingestion or administration of toxins (drugs), alcoholism, or use of medications without a prescription.
  6. Prosthetics, anatomical parts, orthopedic devices, hearing aids, and glasses.
  7. Pregnancy, childbirth, and abortion, regardless of cause, except for emergency medical care, provided it is not due to negligence.
  8. Special coffins and burial and ceremony expenses.
  9. Incidents during war (declared or not), demonstrations, popular movements, terrorism, sabotage, and strikes.
  10. Participation in dangerous competitions, training, tests, betting, and hazardous hobbies, except for athletes officially participating in competitions or training.

An additional premium of $3.00 USD per day is required for persons aged seventy or older and for travelers intending to participate in high-risk activities, sports competitions, training, and hazardous hobbies during their stay in Cuba.

A full refund for the insurance payment will be made provided the following:
  1. Cancelation is due to interruption caused by either the country you are departing from, the Republic of Cuba, the departing airport or airliner.
  2. Provides evidence of valid medical insurance in Cuba. or
  3. Written denial of visa or visa extension
Kindly be aware. It could take up to 5 business days for you to receive the refund.
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